Compared to the end of 2014, the total assets of foreign/joint venture banks rose 7.63% to VND755,581 billion. The figures for finance/financial leasing companies, Co-operative Bank and people’s credit funds went up 27.91%, 7.45% and 16.41% respectively to VND87,841 billion, VND21,906 billion and VND77,645 billion respectively. 

 

Compared to the end 2014, the total equity capital of the system jumped 16.40% to VND578,020 billion. In which, the total equity capital of State-owned commercial banks climbed 19.82% to VND203,328 billion. Meanwhile, the figures for joint stock commercial banks, foreign/joint venture banks and finance/financial leasing companies climbed 16.34%, 10.53% and 16.48% respectively to VND236,342 billion, VND117,164 billion and VND17,715 billion respectively.  

 

At the same time, the total charter capital of the system rose 5.65% to VND460,279 billion. The total charter capital of State-owned commercial banks rose 2.14% to VND137,093 billion while that of VBSP increased 6.96% to VND10,696 billion. The figures for and joint stock commercial banks and foreign/joint venture banks climbed 7.11% and 8.45% respectively to VND193,977 billion and VND93,948 billion respectively while the charter capital of finance/financial leasing companies fell 2.17% to VND18,463 billion.

 

As of December 31, the capital adequacy ratio (CAR) of the system was at 13%, down from 13.28% at the end 2014. The respective figures were at 9.42% for State-owned commercial banks, 12.74% for joint stock commercial banks, 33.8% for foreign/joint venture banks and 23.24% for finance/financial leasing companies. 

 

By the end of December 2015, the system’s ratio of short term capital used for medium and long-term loans was at 31%. The respective figures were at 33.36% for State-owned commercial banks, 36.9% for joint stock commercial banks and 73.14% for finance/financial leasing companies.